Rules to live by…. Set Goals

It’s a new year and many people start out with new year’s resolutions which are often broken by mid-January.  I would rather think in terms of goals.   I love January, because it feels like a new start every year.   A new beginning, a new opportunity to start something fresh.  It may be something you have done many times before, but January is a time to press reset and start again.  

If you are here, one of your goals may be to start looking closer at your money.    As much as I love my spreadsheets, planning and organizing around money, I still have at least one or two financial goals every year.   I like to look at what I have done the past year or past few years and think:  How can I do it better this year?     Maybe it is setting a savings goal, or planning to pay off a credit card, or planning for a new vacation or simply starting to track my money closer.   What are the steps I need to take to make it a reality? 

Choose your goals for the year and put them

on paper.    The simple act of writing a goal down

helps you take the next steps to achieve your goal.    

You need to keep your goals visible, front and center.   Post them on the refrigerator, or on your phone or in your planner.   Writing them down helps to make it a firm commitment.   I think broad and create goals in six areas of my life:   Personal, Professional, Family, Financial, Spiritual & Social.  Each of these areas has one or two or three goals that I want to work towards during the year.   Some are simple and some are more involved.    Here is an example:

Sample Goal Setting sheet

  1. Personal (include personal goals and health areas)
    1. Prepare more healthy meals
    2. Start a blog, learn a new language
  2. Professional
    1. Join a professional organization/take a class
    2. Learn a new software program/learn a new skill
  3. Family (include home and travel goals)
    1. Plan a Summer vacation to the beach
    2. Home projects:   paint the living room & organize the basement
    3. Schedule family dinner nights with extended family monthly
  4. Financial
    1. Review and update all insurance policies
    2. Organize and complete an emergency binder
    3. Track monthly expenses on spreadsheet
  5. Spiritual 
    1. Keep a gratitude journal throughout the year
    2. Adopt a family bible verse for the year
  6. Social
    1. Monthly date nights with hubby
    2. One extra-curricular per child each month/quarter
    3. Coffee with a girlfriend each month

I’ve created a printable for you “Jump Rope finances goal setting sheet” to create your goals.

Give some thought to goal planning this year!    

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